Unlike most other states, Texas does not require employers to purchase workers’ compensation insurance. An employer who chooses not to participate in the workers’ compensation program is known as a “non-subscriber.” An employer who does purchase workers’ compensation is referred to as a “subscriber.”
If the employee of a non-subscriber is involved in a workplace accident, then the non-subscriber is vulnerable to a workplace accident lawsuit. Unlike employers who subscribe to workers’ compensation, non-subscribers can be sued by their employees over workplace injuries.
As the employee of a non-subscriber, if you are injured in a workplace accident, you have the right to sue your employer for the damages that would ordinarily be available to you in any personal injury lawsuit, such as lost wages, medical expenses and pain and suffering.
If you have been involved in a workplace accident, contact the law firm of Fears | Nachawati today to receive free legal advice. To speak with one of our Texas workplace accident lawyers, simply email us or phone us toll free at 1.866.322.6898.