If you have been injured in a workplace accident in Texas, then you may be eligible for workers’ compensation benefits.
Workers’ compensation is insurance that is paid for by your employer. If you are injured while on the job, then workers’ compensation will pay for your medical expenses and, in some cases, for your lost income.
Workers’ compensation provides four types of benefits:
1. Medical benefits: Workers’ compensation will cover the cost of the medical care needed to treat a work-related injury or illness. Medical benefits are paid directly to the healthcare provider rather than to the injured worker.
2. Income benefits: In some cases, workers’ compensation will replace some of the income an employee loses because of their work-related injury or illness. Note that an employee does not become eligible for income benefits until the eighth day that their work-related injury or illness causes them to lose some or all of their pay.
3. Death benefits: Death benefits are paid to the family of a worker who was killed on the job.
4. Burial benefits: Burial benefits help to cover the funeral expenses for a worker who was killed on the job.
In Texas, subscribing to workers’ compensation is optional for employers. If you were injured on the job, and your employer does not subscribe to workers’ compensation, then you may be able to bring a workplace accident lawsuit against them.
Without workers’ compensation to cover your medical expenses and lost income, a personal injury lawsuit may be the only way for you to receive fair compensation for your injuries.
For free legal advice about Texas workplace accidents, contact Fears | Nachawati today. You can email us or phone us toll free at 1.866.322.6898.
